Whole of Market Mortgage Advice in Surrey
Taking on a mortgage in the current economic climate is not a decision to take lightly. But using a professional mortgage adviser can help reduce the stress in finding and securing a mortgage deal. If you’re moving to a new house and are looking for mortgage advice, The Surrey Mortgage Broker can offer reliable, jargon-free information.
Different mortgage options
Even for the seasoned house mover, finding a mortgage suitable for you can be hard. Regulation that came into force in April 2014 means all but a few mortgages will have to be taken with advice from a professional. Discover more about some of your mortgage options by clicking on the links below or by giving us a call on 01252 759233.
Repayment Mortgage
Interest-only Mortgage
Fixed-rate Mortgage
Tracker Mortgage
Standard Variable Rate Mortgages
How much can I borrow?
It’s always good to seek mortgage advice before putting in an offer on a property or starting your house hunt. That’s because you might not be able to borrow as much as you’d hoped to, or you might be able to borrow more than you had expected.
How much you can borrow will depend on your circumstances. If you’d like us to help you arrange an agreement in principle so you can work out how much you are eligible to borrow before starting your house hunt, get in touch with Richard who will be more than happy to assist.
Why use a mortgage broker?
A mortgage adviser will offer unbiased advice, meaning you can rest assured knowing you’re getting the best deal available to you. They’ll also do all of the leg work for you, which is great if you have a busy schedule that will make it difficult to hunt for the right mortgage.
Richard has been providing mortgage advice since 2000 and is a specialist in the mortgage field.
““I want to make the process as painless as possible and keep jargon out of the conversation. It is not just choosing the right mortgage that is important, but the service that one can expect to receive. I pride myself on giving excellent, clear, plain-speaking independent mortgage advice and I follow that up by making sure that any application made goes through as smoothly as possible.””
your home may be repossessed if you do not keep up repayments on your mortgage
FAQs
I want to move home before my fixed rate period is over – what are the implications?
You may be subject to an early repayment charge. This might be a percentage of your remaining mortgage or a fixed fee. Get in touch and we’ll be happy to explore what the implications might be based on your current deal.
I don't live in Surrey - can you still help me?
Absolutely. We can arrange a phone call to discuss your individual requirements, so it doesn’t matter where you are based.