mortgages

First-time buyer success

First-time buyer success

Many first-time buyers hope to make this year the year they get on the property ladder, thanks to the increasing availability of 95% mortgages. But while there are higher numbers of suitable mortgages available, there’s no guarantee you’ll be approved. To improve your chances, here are five of our top tips.

Is age just a Number?

Is age just a Number?

Older borrowers face significant challenges in accessing the mortgage market. People are living longer than ever before, and often buying property later in life than previous generations. We look at a number of reasons why someone could be seeking a mortgage over the age of 50.

Mortgage Options

Mortgage Options

Selecting a mortgage is a difficult decision that you’ll need to think about carefully. In our latest Blog - Mortgage Options, we’ve put together the main different types of mortgages, so you know exactly what you’re looking for.

What is a Mortgage Prisoner and how do I know if I am one?

What is a Mortgage Prisoner and how do I know if I am one?

Mortgage prisoner has been around in the mortgage broker’s vernacular for a few years now. However recently the FCA has decided to launch a consultation, perhaps brought on by the Covid-19 lockdown issues that have plagued the economy.

Stamp Duty Holiday - Does it help?

Stamp Duty Holiday - Does it help?

As part of the economic stimuli the Chancellor, Rishi Sunak, introduced a Stamp Duty Holiday for the remainder of the financial year. What this means is that a property purchase up to £500,000 will attract zero stamp duty, above that you just pay the applicable rate on the surplus over £500,000.